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Rules

Advertising lottery rules organized by "Idram" LLC and "ID Bank" CJSC

1. BASIC CONCEPTS

1.1. The main concepts used in these rules.

1.1.1. Company - "Idram" LLC.

1.1.2. Mobile application - Idram mobile application, which enables users to use the payment and settlement services provided by the Company.

1.1.3. User - an individual using the payment and settlement services provided by the Company.

1.1.4. Participant - User complying with the terms of participation in the advertising lottery organized by the Company and "ID Bank" CJSC.

1.1.5. Coupon - a document confirming the right of the User to participate in the advertising lottery organized by the Company and "ID Bank" CJSC.

1.1.6. Electronic coupon - Coupon generated by the Company in the User’s Idram wallet (Mobile application or on the Company's website), by which the Participant is identified.

1.1.7. Expected Coupon - generated 7 (seven) digit number, which becomes a Coupon if the Participant meets the requirements set forth in these Rules.

1.1.8. Partner - a person who has entered into a payment and settlement services agreement with the Company, by virtue of which the Company collects funds on the basis of the User's order and for the benefit of the Partner.

1.1.9. Rules - Advertising lottery rules organized by the Company and "ID Bank" CJSC.

1.1.10. Idram System - a joint platform of the company and "ID Bank" CJSC, which is used by them to provide payment and settlement services.

2. ADVERTISING LOTTERY SCHEDULE AND PRIZE FUND

2.1. The company and "IDBank" CJSC within the framework of their joint marketing strategy are organizing an advertising lottery (hereinafter referred to as the Lottery). The lottery will take place on 11.06.2021, at 21:00 in online mode.

2.2. Two "FIAT 500" cars (hereinafter referred to as Prize (s)) will be drawn during the lottery.

3. AGREEING TO PARTICIPATE IN THE LOTTERY

3.1. By making an appropriate note in the Mobile application or on the Company's website, the Participant gives his/her irrevocable consent to the Rules. Agreeing to the rules with a proviso is prohibited.

3.2. The rules are of public nature and they are available for the Participant during the whole lottery in the Mobile application and on the company's idram.am website.

3.3. The company and "IDBank" CJSC by joint decision have the right to make changes in the Rules, by the way, any change in the Rules automatically becomes available for the Participant in the Mobile application and on the idram.am website belonging to the Company.

3.4. Changes to the Rules are considered to have been agreed with the Participant if the latter does not terminate his/her participation in the Lottery.

3.5. The Participant gives to the Company and "IDBank" CJSC its irrevocable consent to the collection, use and processing of his/her personal data within the framework of the Lottery.

3.6. In case of being recognized as the winner of the lottery, the Participant undertakes to participate in the filming of the transfer of the Prize by the Company and "IDBank" CJSC, as well as gives his/her consent to publish the filmed materials.

4. PRECONDITIONS FOR PARTICIPATION IN THE LOTTERY

4.1. To participate in the Lottery, the User shall simultaneously meet all the criteria listed below .

4.1.1. To perform at least one of the following actions through the Idram system from 12.02.2021 to 31.05.2021 at 23:59 inclusive:

4.1.1.1. to make a lump sum payment of 1,000 (one thousand) AMD or more through NFC or QR technologies at Partners’ points of sale (including via Facebook page), which will not be canceled until the end of the Lottery.

4.1.1.2. to make a one-time online payment of 1,000 (one thousand) AMD and more on Partners’ websites, which will not be canceled until the end of the Lottery, except:

4.1.1.2.1. payments made at Partners considered to be casinos and organizers of winning games, internet winning games and lotteries, in which case the payment must be a lump sum of 30,000 (thirty thousand) AMD and more.

4.1.1.3. to make a one-time online payment of 1,000 (one thousand) AMD and more in the ticket section available in the Mobile application, which will not be canceled until the end of the Lottery.

4.1.1.4. to make a one-time payment of 30,000 (thirty thousand) AMDand more for other available services, which will not be canceled until the end of the Lottery .

4.1.2. to be a User over 18 (eighteen) years old .

4.1.3. To have a "Premium Plus" status in the company's payment and settlement system.

4.2. Cannot be a Participant in the Lottery:

4.2.1. Employees of the Company and "IDBank" CJSC and their close relatives: parents, children, adoptive parents, adopted children, siblings and step (common father or common mother) brothers and sisters, grandfather, grandmother, grandchildren, as well as the husband .

4.2.2. User who doesn’t have a "Premium Plus" status.

4.2.3. the User whose registration account has one of the following statuses at the start of the Lottery: banned, terminated, terminated by user or deleted.

4.2.4. User under 18 (eighteen) years old.

4.3. The personal data filled in the User’s Idram wallet must correspond to the data mentioned in his/her passport or other identity document, otherwise he/she will not be able to become a Participant.

4.4. The electronic coupon appears immediately after performing the actions mentioned in point 4.1.1 of these Rules in the relevant section of the User's Mobile Application and the Company's website.

4.5. According to clauses 4.1.1.1, 4.1.1.2 and 4.1.1.3 of the rules, in case of making a one-time payment exceeding 1,000 (one thousand) AMD, only one Electronic coupon is provided, regardless of the amount.

4.6. According to clauses 4.1.1.2.1 and 4.1.1.4 of the rules, in case of making a one-time payment exceeding 30,000 (thirty thousand) AMD, only one Electronic coupon is provided, regardless of the amount.

4.7. A coupon is not provided in the following cases:

4.7.1. In case of the following transactions made through the Company's website:

4.7.1.1. Transfers between User’s accounts.

4.7.1.2. Transfers to bank cards.

4.7.1.3. Transfers to bank accounts.

4.7.1.4. Transfers to the RA State Budget.

4.7.1.5. SWIFT transfers.

4.7.1.6. Transfers to another Idram account.

4.7.1.7. Transfers to electronic money systems - Yandex money, emoney, QiWi, Upay.

4.7.1.8. Cash withdrawal applications.

4.7.1.9. Cash withdrawal in banks.

4.7.1.10. Visa Rocket card replenishment.

4.7.1.11. Deposit replenishment.

4.7.2. In case of the following transactions made through the mobile application:

4.7.2.1. Cash withdrawal at the Company branch.

4.7.2.2. Transfers to bank accounts.

4.7.2.3. Transfers to bank cards.

4.7.2.4. Transfers between User’s accounts.

4.7.2.5. Transfers to other Idram accounts.

4.7.2.6. Visa Rocket card replenishment.

4.7.2.7. Transfers to electronic money systems - Yandex money, emoney, QiWi, Upay.

4.7.2.8. Cash withdrawal at the bank.

4.8. In case of selecting Rocket Line as the payment source when making the payment specified in clause 4.1.1 of these Rules, two Expected Coupons are generated besides the generated Coupon (s).

4.9. The expected coupon becomes a Coupon ten days after it is generated only if the payment mentioned in clause 4.8 of these Rules has not been canceled, Rocket Line has not been repaid and is not overdue.

4.10. Group payments are not considered to be a one-time payment, but separate payments for each service available in the group.

4.11. To activate the coupons the Participant is obliged to enter the page available in the Mobile Application or on the Company's website until 10.06.2021 at 23:59 inclusive and click on "Participate in the lottery" button, after which all available Coupons will be accessible to the Participant.

4.12. The Coupon contains the following information: serial number of the Coupon (7 digits), generation time and date, transaction id, transaction amount.

5. THE LOTTERY PROCESS

5.1. Winning participants will be determined at random.

5.2. The results of the lottery will be summed up on 11.06.2021 at 21:00 on the the Company’s page on Facebook social network and on the Company's Youtube channel via the live broadcast.

5.3. During the lottery, the Prizes will be drawn successively.

5.4. To determine the winning Participants during the Lottery, in order to determine the winner of each Prize, the presenter takes out 7 (seven) numbers through the drawing machine successively, announces the next number of the supposed Coupon composed of those numbers, checks the availability and affiliation of the Coupon composed of those numbers.

5.5. After checking the availability and affiliation of the coupon, the presenter calls the phone number registered in the account of the winning Participant’s Company's payment and settlement system. In case of unsuccessful attempt to get in contact, the presenter calls the winning Participant another 2 (two) times.

5.6. After identifying the winning Participant, he/she is notified about the conditions for receiving the Prize or the proof confirming the right of ownership towards the Prize.

5.7. If there is no or it was not possible to get in contact with the winning Participant for the Coupon composed of 7 (seven) number taken out through the drawing machine successively, as provided by point 5.5 of the Rules, then the Prize is drawn again in accordance with points 5.4, 5.5 and 5.6 of the Rules.

5.8. The presenter passes to drawing of the next Prize only after informing the winning Participant about the conditions for receiving the previous Prize or the proof confirming the right of ownership towards the Prize.

5.9. Each Participant, regardless of the number of their Coupons, can win no more than one Prize.

5.10. The Prize is not subject to change by the winning Participant or exchange for equivalent cash by the Company and (or) "IDBank" CJSC.

5.11. The Company and "IDBank" CJSC are not responsible for the quality defects found in the Prize, if they are not visible to the naked eye, or it was impossible for the Company and (or) "IDBank" CJSC to find out, notice, check or clarify it in advance.

5.12. The appearance of the Prize shown in the advertisement of the Company and "IDBank" CJSC may differ from the appearance of the Prize mentioned in clause 2.2 of the Rules.

5.13. All the necessary taxes to be paid to the state by the winning Participant for the Prize drawn during the Lottery are paid by the Company and (or) “ID Bank” CJSC.

DRAW

11.06.2021 | 21:00

The draw will take place on June 11, 2021, at 21:00, on Idram and IDBank Facebook pages and YouTube channels.